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Life insurance is a type of insurance taken by

 
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СообщениеДобавлено: Пт Сен 21, 2018 5:39 am    Заголовок сообщения: Life insurance is a type of insurance taken by Ответить с цитатой

WELLINGTON cheap nike air max 90 hyperfuse , Aug. 22 (Xinhua) -- New Zealand's annual netmigration reached a record 72,400 in the July 2017 year, thecountrys statistics department Stats NZ said on Monday.


Migrant arrivals numbered 132,100, a new annual record, andmigrant departures numbered 59,700 in the year ended July 2017,said a Stats NZ release.


Compared with the year ended July 2016, net migration increasedby 3,400, it said.


Most migrants currently arrive in New Zealand on short-term workand student visas, said population statistics senior manager PeterDolan, adding that it is those migrants who are here for a year ormore that are included in estimates and projections of the residentpopulation, and these are the basis for long-term planning.


In the year ended July, the high net migration was mostly drivenby non-New Zealand citizens, who provided New Zealand with a netgain of 73,500 new migrants, compared with 72,100 in the July 2016year, Stats NZ said, adding that migration of New Zealand citizenssaw a net loss of 1,100 migrants, compared with the net loss of3,100 in the July 2016 year.


Of the 33,500 departures of New Zealand citizens in the July2017 year, 62 percent were to Australia, it said.


The biggest increases in net migration for the July 2017 yearwere from Britain, which was up 2,400, and South Africa, which wasup 1,600, the department said, adding that the largest decrease innet migration in the July 2017 year was from India, which was down3,900 to 7,400, due to a decrease in student migrant arrivals.


New Zealand's current gain from net migration equates to 15people per 1,000 population, statistics show. Enditem


MELBOURNE, Aug. 10 (Xinhua) -- Retiring Australian Test cricket captain Michael Clarke has slammed media reports of unrest in his team's dressing room, labeling allegations of a divide as "absolute garbage".


Talking to Triple M radio in Melbourne, Clarke said a News Corp report published on Monday was nonsense.


On Saturday, Australia lost the Ashes Test series against England, following a limp performance that put Clarke's leadership squarely in the firing line. He then announced he would be retiring from Test cricket after the dead-rubber fifth test, to be played in London later this month.


The report said Clarke chose to isolate himself from his teammates throughout the tour - according to News Corp, Clarke had opted to travel to the matches by private car and not the team bus, a decision which had created rifts in the ranks of the team.


However Clarke lashed out at the media report on Triple M Melbourne's Hot Breakfast radio show, saying the report was a knee-jerk reaction to losing the Ashes.


"When you don't perform there's always going to be Chinese whispers and 'he says, she says'," Clarke said on Monday.


"At the end of the day the players are the ones who walk onto the field, we have to perform and we haven't performed well enough."


Clarke said there were no pent-up issues within the group, saying the team was as tight-knit as ever.


"I can guarantee you the feeling in this group is exceptional. There's no disharmony in this group whatsoever. The players are as tight as any team I've been a part of," he said.


"Traveling in different cars? What a load of garbage.


"Wives and girlfriends being on tour is a distraction? What a load of rubbish. That's absolute garbage."


The News Corp report also said there was a "long-running" feud between the wives of two senior players and there was unresolved internal backlash to selection issues.


The last match in the five-Test series is yet to be played, but Cricket Australia CEO James Sutherland has already indicated that an internal review of the tour would take place.


The fifth Test begins on August 20 at The Oval in London.

People walk in rainstorm in Xiamen, a coastal city in southeast China's Fujian Province, Sept. 29, 2015. Typhoon Dujuan, the 21st typhoon this year, made landfall in the province on Tuesday morning. (XinhuaJiang Kehong) People convey sand bags to prevent flood in Xiamen, a coastal city in southeast China's Fujian Province, Sept. 29, 2015. Typhoon Dujuan, the 21st typhoon this year, made landfall in the province on Tuesday morning. (XinhuaJiang Kehong) People walk on a flooded road at the entrance of Xiamen University in Xiamen, a coastal city in southeast China's Fujian Province, Sept. 29, 2015. Typhoon Dujuan, the 21st typhoon this year, made landfall in the province on Tuesday morning. (XinhuaJiang Kehong)

Life insurance is a type of insurance taken by individuals to make sure that hisher family’s financial security incase of their total demise. It is a contract between an individual and an insurance corporation that binds the insurer to pay the deceased’s beneficiaries a stipulated amount of money.


Different individuals go for life insurance for a couple of reasons. The most important of these reasons is to cushion their loved ones from financial difficulties especially in the case where the sole bread winner of an family dies. Some life insurance policies can also cater for the funeral costs and this is important especially if this death was unexpected.


Governments and well established firms may provide life insurance coverage to their employees at no cost for the employee. Independent individuals may also take up life insurance policies by themselves at their own personal cost. The prices of life insurance vary based on a number of determinants. These include that insured’s occupation, their wellness status and age. As an example, if a person is employed in a high risk occupation say for example driving, their life insurance expense will be higher in comparison to that of a person employed in a low-risk occupation which include teaching.


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